:root{
    --bg:#dfe6ee; --panel:#ffffff; --ink:#16222c; --sub:#4a5d6d;
    --steel:#3f6a8a; --steel-d:#2c4f6b; --line:#c9d5e0; --chip:#eef3f8;
  }
  *{margin:0;padding:0;box-sizing:border-box}
  body{background:var(--bg);font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased}
  .page{max-width:680px;margin:0 auto;background:linear-gradient(180deg,#eef2f7 0%,#e3eaf2 100%);min-height:100vh;box-shadow:0 0 40px rgba(22,34,44,.12)}
  section{padding:0 22px}
  img{display:block;width:100%;height:auto;border-radius:14px}
  .eyebrow{font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--steel);font-weight:700}
  h1{font-size:clamp(25px,6.2vw,34px);line-height:1.15;letter-spacing:-.02em;font-weight:800;margin:8px 0 10px}
  h2{font-size:26px;line-height:1.2;letter-spacing:-.01em;font-weight:800;margin:8px 0 10px}
  h3{font-size:19px;font-weight:750;margin:0 0 6px}
  p.sub{font-size:15.5px;color:var(--sub)}
  .btn{display:inline-block;background:linear-gradient(135deg,var(--steel) 0%,var(--steel-d) 100%);color:#fff;font-weight:700;font-size:16px;padding:15px 34px;border-radius:999px;text-decoration:none;box-shadow:0 6px 18px rgba(44,79,107,.35);letter-spacing:.02em}
  .btn.ghost{background:#fff;color:var(--steel-d);border:1.5px solid var(--steel);box-shadow:none}
  .center{text-align:center}
  .card{background:var(--panel);border-radius:18px;box-shadow:0 4px 20px rgba(22,34,44,.07);padding:22px;margin-top:16px}
  .chip{display:inline-block;background:var(--chip);border:1px solid var(--line);color:var(--steel-d);font-size:12.5px;font-weight:600;padding:6px 13px;border-radius:999px;margin:4px 4px 0 0}
  .feat{display:flex;gap:14px;align-items:flex-start}
  .feat .ico{flex:0 0 42px;width:42px;height:42px;border-radius:12px;background:var(--chip);display:flex;align-items:center;justify-content:center}
  .feat .ico svg{width:22px;height:22px}
  .kicker{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--steel);font-weight:700;margin-bottom:4px}
  .stat{flex:1;text-align:center;padding:14px 6px}
  .stat b{display:block;font-size:24px;font-weight:800;color:var(--steel-d);letter-spacing:-.01em}
  .stat span{font-size:12px;color:var(--sub);line-height:1.35;display:block;margin-top:3px}
  table{width:100%;border-collapse:collapse;font-size:14px}
  td{padding:11px 4px;border-bottom:1px solid var(--line);vertical-align:top}
  td:first-child{color:var(--sub);width:55%}
  td:last-child{font-weight:700;text-align:right}
  tr:last-child td{border-bottom:none}
  .warn{border-left:4px solid #b3542e;background:#fdf4ef;border-radius:0 14px 14px 0;padding:18px 18px;margin-top:16px}
  .warn h3{color:#8f3f1e}
  .contact{display:flex;align-items:center;gap:13px;padding:14px 2px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink)}
  .contact:last-child{border-bottom:none}
  .c-ico{flex:0 0 40px;width:40px;height:40px;border-radius:12px;display:flex;align-items:center;justify-content:center}
  .c-ico svg{width:22px;height:22px}
  .c-txt{flex:1;display:flex;flex-direction:column}
  .c-txt b{font-size:15px;font-weight:750}
  .c-txt i{font-style:normal;font-size:13.5px;color:var(--sub);letter-spacing:.01em}
  .c-go{font-size:12.5px;font-weight:700;color:var(--steel-d);background:var(--chip);border:1px solid var(--line);border-radius:999px;padding:5px 13px}
  .cta-band{background:linear-gradient(160deg,#22384a 0%,#16222c 100%);border-radius:20px;color:#fff;padding:30px 24px;margin:18px 0 26px;text-align:center}
  .cta-band h2{color:#fff}
  .cta-band p{color:#b8c8d6;font-size:14.5px;margin-bottom:18px}
  .cta-band .btn{background:#fff;color:var(--steel-d);box-shadow:0 6px 18px rgba(0,0,0,.3)}
  .sticky{position:sticky;bottom:0;z-index:9;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-top:1px solid var(--line);padding:12px 22px;display:flex;gap:12px;align-items:center;justify-content:space-between}
  .sticky .txt{font-size:13px;color:var(--sub);line-height:1.35}
  .sticky .txt b{color:var(--ink);font-size:14px}
  .sticky .btn{padding:12px 24px;font-size:14.5px;white-space:nowrap}
  footer{padding:18px 22px 30px;text-align:center;font-size:12px;color:#7d8fa0}
  .hero-img{margin-top:12px}
  .hero-img img{width:100%;height:auto;display:block}
  @media (min-width:480px){ .cols{display:flex;gap:16px} .cols .card{flex:1} }